Saturday May 18th 2019 "10th Annual Palm Beach Surf & Turf Festival" Ocean Cay Park 2188 Marcinski Rd, Jupiter, FL 8am to 4pm https://www.evensi.us/10th-annual-palm-beach-surf
This Is The Time To Buy
Are you ready to buy a home in the Palm Beach County? If you’re going to buy a home in this expensive market, you absolutely must find out how much house you can really afford. Crunch the numbers yourself with a free mortgage calculator found on any Google search and figure out a monthly payment your budget can handle. Once you've decided to look for a home and you have the budget, you should really commit to staying within that budget amount. Don’t rush into a home purchase that doesn’t make financial sense for you no matter how much pressure you feel watching other buyers purchase the "good homes" right off the market. Real estate is a slow and steady process and you don't want to negatively affect your finances by jumping too soon!
A good goal is to put 10% down. If you can’t put down at least 10% on a 15-year or 30-year fixed-rate conventional loan, then you probably can’t afford a house in this market. A down payment that’s less than 10% will strangle your budget with massive monthly mortgage payments. However, if you want to get prepared to buy and you’re committed to your budget, here are some options to consider:
Keep saving. If you stay patient and motivated, you can save up for a five figure down payment for next year. Every little bit counts!
Sacrifice some wants. If you can’t afford to buy the house you want, be willing to give up some “nice-to-haves” for your “must-haves.” Find the least expensive home in the best neighborhood you can afford and you can upgrade as your income and savings increase over time. Again, think long term.
Expand your search. What if the location where you’re planning to buy is what’s busting your budget? You might be surprised at the gem you can find in a less popular neighborhood. We have been helping buyers find the perfect home up in St. Lucie county, even though they really wanted to stay in Palm Beach. Trust in a real estate agent who really knows the area is the best way find a home that fits your budget and lifestyle. We are all Team Buyers! Our goal is the same as yours, a happy closing day!
Buying a home can be stressful, but a good agent will help you navigate the process! We will get you through all the important steps so you can rest easy when your dream home is officially yours. Let a professional on the GIA Elite Team help lead the way on the home search journey!
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